PocketWealth rounds up everyday spending, then lets Sparkles — your AI money mate — route every penny into the right pot. Backed by the Whale Intelligence Engine for smart, honest guidance.
Age 18+ · UK residents · Bot-checked at sign-up
Ask anything — from ‘where should I stash £20?’ to ‘what’s my safest yield?’ Sparkles chats like a mate but thinks like a wealth engine.
WIE analyses every deposit through a 4-stage pipeline — categorise, risk-yield match, compound-optimise, then translate into plain English.
Add money with Apple Pay, Google Pay or card. We round up your everyday spending to the nearest pound.
Every penny is split between your Instant Rain and Time Lock pots based on your risk profile.
Live UK market rates power daily interest on both pots — see it grow every morning.
Withdraw from Instant Rain any time. Time Lock rewards patience with a higher AER.
Flexible, always on
Withdraw whenever you need. Lower AER, maximum freedom.
Higher yield, sealed
Lock it in for a set term and let compounding do the heavy lifting.